Rachel (Hillman) Foy - Hillman Homes



Posted by Rachel (Hillman) Foy on 3/11/2020

Whether you're trying to balance your household budget or save money to buy your first house, discount coupons can help.

Coupons alone are not a panacea that will cure budgetary woes or enable you to quickly save up for a real estate down payment, but they can play a role in achieving your financial goals.

Building up your financial nest egg or saving thousands for a down payment requires planning, organization, and motivation. While this may sound like a steep mountain to climb, the biggest challenge involves examining your values and overcoming self-limiting habits and beliefs. If you're convinced, for example, that it's impossible to save money and get ahead, then those beliefs will slow you down, if not sabotage your progress, completely.

There are a lot of reasons why discount coupons are not an effective money-saving strategy for many people, but it often boils down to three things:

  1. Disorganization: Although coupons are a marketing tool used by businesses to get consumers to buy more products and services, it's often a "win-win" situation. If a coupon happens to be for product that you need or would ordinarily buy, then it's like having extra money in your wallet. For some people, putting the coupons IN their wallet is a good way to make sure they have them when they're at the checkout counter or drive through.
  2. Pride: There's nothing undignified about using coupons, unless you have such a large stack of them that you're causing people behind you to roll their eyes, sigh loudly, or grumble under their breaths! And speaking of misplaced pride: If you're over 60, don't hesitate to claim your senior citizen discounts at restaurants, the theater, movies, public transportation, museums, car rental places, and hotels. Those savings can really add up!
  3. Lack of planning: When your trips to the grocery store are planned, rather than sponteous, you're a lot more likely to remember your coupons and your shopping list. By having your coupons with you and knowing what you need to buy, you'll be more focused and tend to spend less money on impulse items.
Effectively managing your household budget or saving money for a house down payment is usually the result of multiple strategies, rather than just using coupons or doing comparison shopping. One of the first steps to gaining control over your finances involves examining your cash flow situation. Itemizing your expenses and deducting them from your income will give you a clearer idea of where your money is going and how much you have left at the end of the month. By listing your expenses and disposable income, you can often identify "leaks" in your cash flow and find ways to stretch your dollar farther. When you assign yourself the job of "gatekeeper," you'll be surprised at the many ways there are to tighten your belt, without making major sacrifices in your lifestyle.





Posted by Rachel (Hillman) Foy on 3/9/2020

Available May 1st. Gorgeous views of the water at Harbor Towers from the 23rd floor- fall in love with this stunning corner two bedroom unit! Enjoy two spacious bedrooms, 2.5 baths, gleaming hardwood floors, spacious living/dining room with large windows, sliding glass door to private balcony & incredible city/water views! Designer eat-in kitchen with gas cooking, breakfast bar and stainless appliances. The master suite was cleverly re-designed with a custom walk-in closet and has en-suite luxurious bathroom with designer tiled shower. Fabulous location on the waterfront between Rowes Wharf and the Aquarium. Easy walk to the Financial District and North End restaurants/shopping. Amenities include 24-hour concierge & security, seasonal outdoor pool, and rental parking available. Sorry, no pets allowed.

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Posted by Rachel (Hillman) Foy on 3/9/2020


65 East India Row, Boston, MA 02110

Waterfront

Rental

$6,000
Price

5
Rooms
2
Beds
2/1
Full/Half Baths
Available May 1st. Gorgeous views of the water at Harbor Towers from the 23rd floor- fall in love with this stunning corner two bedroom unit! Enjoy two spacious bedrooms, 2.5 baths, gleaming hardwood floors, spacious living/dining room with large windows, sliding glass door to private balcony & incredible city/water views! Designer eat-in kitchen with gas cooking, breakfast bar and stainless appliances. The master suite was cleverly re-designed with a custom walk-in closet and has en-suite luxurious bathroom with designer tiled shower. Fabulous location on the waterfront between Rowes Wharf and the Aquarium. Easy walk to the Financial District and North End restaurants/shopping. Amenities include 24-hour concierge & security, seasonal outdoor pool, and rental parking available. Sorry, no pets allowed.
Open House
No scheduled Open Houses

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Tags: Real Estate   Boston   Rental   02110  
Categories: New Homes  


Posted by Rachel (Hillman) Foy on 3/5/2020


65 East India Row, Boston, MA 02110

Waterfront

Condo

$1,450,000
Price

5
Rooms
2
Beds
2/1
Full/Half Baths
WOW! Gorgeous views of the city and water at Harbor Towers on the 23rd floor. Fall in love with this stunning corner two bedroom unit with two spacious bedrooms and 2.5 baths. Gleaming Brazilian floors in the open concept living/dining room with large windows, sliding glass door to private balcony & incredible water views! Designer eat-in kitchen with gas cooking, breakfast bar and stainless appliances. The master suite features a custom walk-in closet and has en-suite luxurious bath with vanity and designer tiled shower. Fabulous location on the waterfront between Rowes Wharf and the Aquarium. Easy walk to the Financial District and North End restaurants/shopping. Amenities include 24-hour concierge & gated security, seasonal outdoor pool, and rental parking available. Potential to add laundry in the unit- ask for details.
Open House
No scheduled Open Houses

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Tags: Real Estate   Condo   Boston   02110  
Categories: Price Change  


Posted by Rachel (Hillman) Foy on 3/5/2020


300 Allston St, Boston, MA 02135

Brighton

Condo

$745,000
Price

5
Rooms
2
Beds
2
Baths
Here's your chance to live at THE MONARCH, a luxury building on the Brookline/Brighton line. This 3nd floor condo facing the green space boasts a fabulous floor plan with gleaming hardwood floors throughout. This is one of the larger units in the building! The kitchen features granite counters and stainless steel appliances. Stunning master suite is large enough to accommodate a home office and includes a huge walk-in closet with custom shelving and en suite marble tiled bathroom. The second bedroom is also very spacious with a large closet. Second bathroom has marble tile and shower. Additional features include: in-unit laundry, central air and one garage parking space (#20). This is a meticulously maintained building with elevator and on-site Superintendent. Gorgeous landscaped outdoor area. Superb location just one block from the T and steps to Wholefoods. 100% owner occupied (no rentals allowed). Potential to renting 2nd parking space if needed.
Open House
Sunday
March 08 at 11:30 AM to 1:00 PM
Gorgeous 2 bedroom unit at the popular luxury building, the Monarch. This 3rd floor unit has almost 1400 sq ft, 2 beds and 2 full baths. Also 1 deeded garage space. Fabulous location, a must see!
Cannot make the Open Houses?
Location: 300 Allston St, Boston, MA 02135    Get Directions

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Tags: Real Estate   Condo   Open House   Boston   02135  
Categories: Open House  




Rachel (Hillman) Foy